Retirement Solutions Wealth Management
Products & Services
We provide assistance in the following areas:
Investments
Bonds
Common Stock
Preferred Stock
Private company stock and stock options
Educational IRA
Traditional IRA
Roth IRA
SEP IRA
Simple IRA
Brokerage Accounts
Treasury Bills
Government Securities
Treasury Notes
Variable Annuity
Financial Planning
Retirement Plans
Tax Plans
401(k) Planning
403(b) Planning
College Plans
Estate Plans
Money Purchasing Plans
Profit Sharing Plans
Insurance
Disability Income Insurance
Life Insurance
Long-Term-Care Insurance
Click a subject below to learn more:
Investment Management Services
For individuals, institutions and retirement plans
We provide continuous advice and asset management to you regarding investment of your funds based upon a risk assessment and your stated goals, objectives and timeframes.
Retirement Solutions develops portfolios that may include any or all of the following types of investments; individual equity securities, no-load mutual funds, ETFs, municipal and corporate bonds, government securities and various other investment products. The allocation plan takes into consideration your overall assets, management style, risk analysis and stated concerns and objectives.
Wealth Management Services
Wealth Management for you and your family consists of holistic Financial Planning and integrated Investment Management. It is a complex process that involves the following steps:
extensive consultation
business and personal financial data gathering
establishing financial goals and objectives
analysis of information
development of tactics and strategies in a written plan to meet stated objectives
implementation of your plan
monitoring your plan and making necessary adjustments
The process is analytical and advisory, involving evaluation of your present financial situation, income tax and investment planning, estate and retirement planning with specific recommendations in each of these areas. The planning is an ongoing service that requires a review and revision of the plan periodically.
The financial plan may address any or all of the following areas of concern:
investment portfolio analysis and recommendations
income tax and cash flow
assessment of client risk and individual portfolio risk
education funding
healthcare funding
Social Security Strategies
estate tax analysis and multigenerational asset transfer strategies
insurance audit - life, disability, LTC, health, property/casualty, liability
retirement strategies for accumulation and tax efficient distributions using probability forecasting
business consulting and benefit integration for closely held corporations or self-employed executive compensation
Charitable endeavors
Financial Consulting Services
Retirement Plan Consulting: If you have a pension or retirement plan such as a 401k, profit-sharing plan or money purchase pension, Retirement Solutions can provide you with a Fiduciary Assessment and Retirement Plan Analysis (FARPA).
The FARPA provides you with a roadmap to follow to ensure compliance with the Pension Protection Act, Department of Labor and ERISA guidelines. Additionally, your existing investments/allocations are analyzed and recommendations are provided to help your portfolio(s) perform optimally.
Divorce Consulting: Evaluation of the financial issues in developing the Property Settlement Agreement (PSA) and evaluating the long-term financial impact of the PSA.
Business Consulting: Executive compensation planning; group benefits; pension consulting, new business structure, practice management and existing business exit/retirement strategies.
Life Insurance
PROVIDED BY Voya
We are glad to offer life insurance to you through ING Life Companies. As an industry leader in innovative life insurance products, ING provides:
Tailored life insurance solutions for individuals, professionals and businesses
A focus on retirement planning, executive benefits, business continuation, and wealth transfer
Individual and second-to-die universal life insurance products offering death benefit guarantee protection as well as the potential for cash accumulation
Competitive variable universal life insurance and a Guaranteed Death Benefit Rider
Guaranteed-rate term insurance products
Flexible underwriting
Responsive quality customer service
All guarantees are based on the financial strength and claims-paying ability of the issuing insurance company, who is solely responsible for all obligations under its policies.
By clicking the link below, you will be taken to our customized page at ING. From there you can review insurance options and get quotes. If you need further assistance, please don't hesitate calling us at (608) 821-1777 to help you walk through this process.
Before you purchase, read this article: 4 life insurance policies you should never buy!